Why not enjoy lifeOver the years, rising house prices have allowed many people to build up substantial equity in their home, yet low-interest rates on savings, coupled with rising living costs, mean many people struggle to maintain the lifestyle they would like. More and more people are considering using their homes as part of their retirement finances, and lifetime mortgages give people the freedom to do this without having to downsize to a smaller property. A lifetime mortgage allows you to release tax-free money from your home to enjoy in your retirement years. It is entirely up to you what you spend your money on and it will allow you to enjoy your retirement to the full. We do not advise on Home reversion plans.
lifetime mortgages refer to Home reversion plans and lifetime mortgage. To understand the features and risks, ask for a personalised illustration
Lifetime mortgages are complex products. To understand the features and risks, ask for a personalised illustration.
Lifetime mortgages can significantly erode the remaining equity and as a result, there may be no value left to pass on.
lifetime mortgages schemes may work out more expensive than alternatives such as downsizing to a smaller property and can, in some cases, affect eligibility to state benefits and grants.